Money you didn't know you were losing.

Surplus scans every line of your ledger for duplicate suppliers, drifting subscriptions, mis-coded travel, and silent overspend. It shows up as a number, not a spreadsheet.

The problem

Duplicate suppliers. SaaS nobody uses. Travel booked outside policy. Framework agreements ignored.

You know it's happening. Finding it means a week trawling GL exports. Nobody has the week.

What Surplus does

Point Surplus at your ledger. It clusters vendors, matches them against your contract library, and quantifies the leaks — per line, per programme, per year.

Vendor clustering
Groups 'ACME Ltd', 'Acme Limited', and 'ACME UK' as one supplier automatically.
SaaS drift detection
Surfaces subscriptions with rising cost, falling usage, or duplicate seats.
Framework leakage
Flags spend outside preferred suppliers and calculates the negotiated-rate delta.

Example output

Spend scan · Last 12 months

We found £28,000 of potential annual savings.

Duplicate SaaS subscriptions

3 vendors billing overlapping seats across Ops and Programmes.

£9,400

Mis-coded travel spend

£12k routed through card expenses instead of the framework agent.

£6,200

Unused software licences

34 seats across 4 tools with zero logins in the last 90 days.

£7,800

Supplier consolidation

5 courier accounts consolidating to preferred vendor tier.

£4,600

See it on your own numbers.

Free to start. No card. Connect a spreadsheet and get a draft in minutes.

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